Everything You Need to Know About Disability Insurance in Calgary
Disability Insurance in Calgary Explained Disability insurance in Calgary is a type of insurance that protects you and your family against unexpected medical expenses. You may be able to get disability insurance as part of your life insurance, but it's also possible to get it separately. The two types of disability insurance are short-term and long-term. Short-term disability insurance provides temporary financial assistance while you recuperate from an injury or illness. Long-term disability insurance provides income if you can't work due to an illness or injury. Disability insurance is different from health insurance because it doesn't pay for pre-existing conditions, like cancer or high blood pressure. Disability coverage does not cover diagnostic tests or physical therapy or surgery for pre-existing conditions. Disability insurance can be purchased as an individual policy or as part of a group plan. Disability insurance is typically referred to as LTD (Long-Term Disa...